Bank charges

I'm wondering if the bank is going to steal £39 from me despite instigating a transfer yesterday, and I'm rather pleased to have found this:

When I get a chance, I'm going to go over my statements and detail any charges I have had (The £39 for a £1 potential unauthorised overdraft that the phone banking woman not only refused to reverse, but was patronising and rude about)

Two standard letters - one for England, one for Scotland - plus instructions on how to take the bank to court (seriously!) and explanation of the legal arguments.

I hope that most people don't get these; I'm notoriously bad with money, but I think that regardless of how you end up with them, they are not a charge, but a fine - and a fairly hefty one at that.

http://www.govanlc.com/bankcharges.html

The letters and advice are free. I feel strongly enough about this that were a class-action against the banks to be raised proposing that such charges represented a percentage of the amount paid in the event of them paying the amount, or a more reasonable fee in the event of the transaction being returned unpaid, I would support it. Even the Co-operative bank charges £35 - you cannot vote with your feet and change banks!

(no subject)

What exactly is the revolting prat 'singing' in the McDonalds advert (apart from "McDonalds is for foul chavs, even if you are starving to death, don't eat there").

Can you see the missing sheep? I mean, WTF?

(If someone was following me and shouting a stupid commentary, their last song would be something like "Why are you hitting me? Why are you chokinarghsprllrr....")

Siani's new car is ubercute, and not too slow. She also didn't pee herself when I took a stretch of the A7 at just under 100mph, so clearly the RX8's suspension is much better.

(no subject)

I'm kinda glad I'm not a girl, because I'm fairly sure I would be a catgirl.

Which would just be BAD.

Now, catgirls are not furries. They are no more furry than Playboy bunnygirls, which are perfectly normal and healthy things to be.

However, it should be discouraged, I feel.

Having got that off my chest:

Should I get the 20" Plush Nekobus, or is that just silly?